Teresa M. Kidd
Attorney at Law
Serving Kansas and
Missouri
No obligation consultation
Teresa M. Kidd
6333 Long
Suite 102
Shawnee, KS 66216
Phone: (913) 422-0610
Fax: (913) 441-0689
Bankruptcy:
What is bankruptcy?
Bankruptcy is a right guaranteed by the Constitution of the United
States. Its purpose is to help people and businesses who have financial
problems "get a fresh start" by getting out from under their bills.
How does bankruptcy work?
Your attorney files a Court case, called a bankruptcy, asking the Court
to order all creditors to stop trying to collect from you and to
"discharge" (wipe out) debts you owe.
Isn't bankruptcy expensive?
No. In fact, most bankruptcies can be handled for much less than you
might expect. Compare our fees to what you will gain once your bills are
gone.
Won't bankruptcy ruin my credit?
If you are having financial problems, bankruptcy can only help your
credit. Why? Because you will no longer owe most of the bills that are
causing your credit problems. Talk to any banker.
But I've been sued!
Then you should act quickly. Filing bankruptcy stops most creditor
actions including lawsuits and garnishments.
Will I lose everything?
Not at all. Kansas and Missouri both have exemption limits on both homes
and cars but you must know your rights to make full use of the system.
Hiring an attorney is the best decision you can make when facing a
bankruptcy or other financial difficulty.
Is bankruptcy for me?
Only your attorney can properly advise you after considering all your
circumstances.
What shall I do now?
Call our office to schedule a convenient time to come in and get
started. if you have more questions, please call me at (913) 422-0610. I
will be happy to answer your questions without charge or obligation.
At what age should I NOT declare bankruptcy?
The over-55 crowd is the most likely age group to declare bankruptcy,
the AARP says. This group is carrying mortgages, home equity loans and
credit card balances.
How do I get creditors to stop calling?
The strategy of debt collectors is to harass, frighten or shame
their target into paying money that frequently really needs to go
for essentials. Did you know that you may have the right to make
them stop contacting you?
Email
or call us now to find out what your rights are.
© 2009 by Teresa M. Kidd, Attorney at
Law. All rights reserved.
Disclosure: The choice of a lawyer is an important decision, and should
not be based solely on advertisements.
This disclosure is required by the rule of the Supreme Court of
Missouri.